When we dream of a rich family, the first thing that usually comes to our mind is a diversified portfolio which includes the company shares and stocks, blue-chip companies and maybe some of Govt. bonds.

Whether it is Class 11 Economics or our businesses in Singapore, life is all about an effortless yet potent truth: we have unending wants and scarce amounts of resources. It is not just a school thing- it is a financial principle that every successful individual and enterprise has to learn to manage.

Discover why investing is more powerful than saving for long-term wealth. Learn key differences, examples, and strategies to grow your money smarter in Singapore.

When it comes to saving their money in Singapore, people tend to find themselves at a crossroad:

Should you select a 3-year or a 4-year term policy?

Singapore business ecosystem has been a rich mine of opportunities when it comes to wealth management. Yet this is a bitter reality: the majority of citizens expect that they must have banks in order to embark on investing in venture capital. The reality? You don’t.

Being a business owner is thrilling but making the dream a reality may take one essential ingredient, finance. As you start a business, grow, or fill short-term cash flow gaps, financing your business is one of the most crucial decisions that you will make.

Embedded finance enables small businesses to get access to immediate liquidity without the need to have separate financial apps by giving the business access to financial services built into their operations.

To achieve a successful business, it is imperative to not only have a good product/service, but to manage finances adequately. Evergreen personal finance and debt management tips on business owners can guide you in staying stable, surviving economic booms and declines as well as create sustainable growth in the long-run.

Applying personal loan in Singapore can be confusing- going through interest rates, documentation and scores. This is where a licensed financial introducer comes in. That is how Ascendant Globalcredit Group will assist you to obtain better rates, easier approvals, and smarter decisions.

Cash flow delays? Inventory costs piling up? Expansion stuck due to funding gaps? Working capital crunches happen to every business owner in Singapore, and the appropriate corporate loan can open the door to growth. This is how Ascendant Globalcredit Group can get you to the next level of corporate funding, no matter how the conventional routes may seem clogged.

Personal loans are an option even when you are unemployed or work part time and have urgent money to provide as long as you know how to be smart. Even though you are not working full-time, here is how you can qualify.

You’re starting up, you’ve got the vision—but not years of revenue or heavy traction. What financing options are feasible for you in Singapore today? Let’s break it down.

Gold. It has marked prosperity throughout several millennia - between kings, or civilizations, or even cryptocurrencies attempting to overthrow it.

If you’ve been wondering “Should I buy gold now? And how much?”, you’re not alone.

Let’s get one thing clear: millionaires don’t wing it with their money. They know exactly where every dollar goes, and they make it work for them. And guess what? Most of them don’t follow complex financial algorithms. They follow simple rules.

In a world where interest rates have stabilized and inflation still lurks around the corner, savvy Singaporean investors are shifting gears—from hoarding cash to putting it to work in real assets.

And nothing beats rental income when it comes to reliable, passive returns—if you invest smartly.

When every inch matters in the city, figuring out the true worth of your property is not a game of numbers; it constructs the basis of making smart financial decisions. Are you considering selling your unit, refinancing, or simply wondering how much your condo has gone up since you fell asleep last night?

Let’s talk numbers. In 2017, Singapore had fewer than 100 family offices. By 2023, that number skyrocketed past 1,100 and is expected to cross 1,500 by 2026, according to MAS and industry estimates. This is a 15x growth within 10 years.

You're 55, still energetic, with travel goals, grandkids on the way, and perhaps dreams of running a small business. But will your CPF payouts give you enough monthly to live the life you envision?

“I never thought I’d need a personal loan—until my air conditioner exploded the night before my elderly parents were due to visit.”

Starting a business in Singapore is thrilling- it is also cost-intensive. Whether you are a founder with a new idea or an SME owner eager to expand, you will probably encounter the same problem: How do I fund this without pledging my house, car, or office lease as collateral?