Let’s get one thing clear: millionaires don’t wing it with their money. They know exactly where every dollar goes, and they make it work for them. And guess what? Most of them don’t follow complex financial algorithms. They follow simple rules.

In the hectic world we live in today financial perspective is a seemingly elusive experience. However, the 70-20-10 rule is the only principle for savvy savers even in Singapore and other countries to succeed. You may be on a paycheck or retirement plan, but this everlasting method of budgeting will assure you of a lifetime of financial health.

Most individuals think about money in terms of saving; however, the strategy of saving will never accumulate a large long-term wealth. In spite of the fact that saving is a very important pillar of financial discipline, it is investing that is wealth creation.

Making ends meet in an expensive country or city such as Singapore usually involves some painful financial decisions. Regardless of whether you are looking to get out of the paycheck-to-paycheck loop or just want to be better with your finances, learning how to prioritize needs over wants is the first step to efficient savings and financial independence.

In today’s busy finance world, discovering the proper financial solutions is not an easy task, especially when it comes to borrowing money, seeking an investment, or buying a financial product. It’s where the financial intermediary solutions step in.

Singapore together with Southeast Asian High-net-worth individuals (HNWIs) as well as institutional investors encounter specific barriers when they aim to grow and safeguard their assets. The intricate financial environment has led to the creation of wealth management introducer solutions that connect capital to potential investment opportunities.

Each Singaporean investor takes a distinctive viewpoint regarding risk tolerance which indicates their maximum tolerance for investment uncertainty. Your position on the risk scale helps determine the suitable financial strategy to obtain long-term investment success.

Budgeting serves as the most stressful aspect in personal finance management. Tracking your financial money flow becomes complicated due to multiple expenses including savings plans and various financial debts. That’s where the 70-20-10 Rule Money Calculator comes in.

Business financial planning experiences rapid changes as financial technology (fintech) develops at an advanced rate. Businesses will use technological tools extensively to generate smarter, faster and more precise financial decisions by 2025. From cloud-based solutions to artificial intelligence (AI) and blockchain, technology is revolutionizing business financial planning.

Financial advisory stands in a close relationship with financial services but represents separate concepts within the financial industry. Identification of whether financial advisory falls under financial services is vital to the understanding of the complex industry by businesses and individuals.

The financial evolution through cryptocurrency in Southeast Asia requires the selection of optimal crypto wallets because they secure your digital holdings. A clear comprehension of tools related to cryptocurrency in 2025 benefits both expert and novice investors in their decision-making process.

Do you want to know which financial traits your sun sign brings to your money handling? Based on astrology signs people possess distinct habits regarding their money use whether they focus on investing or making hasty purchases. The following article gives readers a playful look into what wealth management appears like through different astrological profiles.

Money discussions are essential in maintaining financial stability because they usually trigger emotional responses in people. At Ascendant Globalcredit Group, we understand the significance of how we talk about money, as it shapes decisions, influences relationships, and affects long-term financial stability.

Valentine’s Day is a celebration of love, but for many couples, financial stress can overshadow the romance. Money problems represent one of the leading stressors that damage relationships thus you must resolve financial challenges together. This Valentine's Day, instead of letting money become a source of conflict, use it as an opportunity to strengthen your relationship.

Seek crucial financial advice for couples that addresses budget creation and combines separate financial accounts with suitable investment plans and retirement strategies. Master the effective methods for sharing financial responsibilities.

As Chinese New Year approaches, people honor ancestral traditions, strengthen family bonds, and pray for prosperity. However, the festivities can become very costly if you lack careful budget management. Meaningful Chinese New Year celebrations without financial pressure require simple protection planning and intelligent spending choices.

Managing money wisely helps you reach your life goals and protects your finances for many years. To meet your financial goals in Singapore and Southeast Asia, you need to know if your wealth advisor is suitable, and these five key questions will help you determine if they are.

CPF Special Account closure 2025 heralds a massive change in Singapore’s retirement savings framework. Introduced during Budget 2024, the simplified account structures together with enhancements to retirement payouts and a simpler CPF Life payout, allow CPF members aged 55 years and above to have additional savings flexibility.

Singapore has cemented itself as a global model for cryptocurrency adoption — specifically for high-net-worth individuals. Digital assets thrive in the city-state, thanks to its cutting-edge technological infrastructure, clear regulatory framework, and innovation-friendly economy. This article explores cryptocurrency adoption among HNWIs in Singapore and Asia, the drivers powering this trend, and the impacts on the wider crypto ecosphere.

For a long time, Singapore has been known as a global financial hub. However, because of technological advancement that has become fast-paced globalization of the place, and unforeseen disruptions such as the pandemic, there is the need for financial flexibility in Singapore.