Best High Rental Yield Properties for Singaporean Investors (SGD-Equivalent)
Why Rental Yield Matters More Than Ever in 2025
In a world where interest rates have stabilized and inflation still lurks around the corner, savvy Singaporean investors are shifting gears—from hoarding cash to putting it to work in real assets.
And nothing beats rental income when it comes to reliable, passive returns—if you invest smartly.
But not all properties are created equal. If you’re relying solely on capital appreciation, you might be waiting years. That’s why rental yield—your income return—is fast becoming the new ROI benchmark for property investors in Singapore and beyond.
Wait—What’s Rental Yield, Exactly?
Let’s simplify:
Rental Yield (%) = (Annual Rental Income / Property Price) × 100
If your condo brings in $30,000 a year in rent and costs $1,000,000, that’s a 3% yield.
Now, the net yield (after taxes, fees, maintenance) matters even more. Good net yields in Singapore average 2.5%–4%, but savvy investors chase 5%+, especially with the help of leverage.
Top Locations in Singapore for High Rental Yields (2025)
Based on URA data and private property analysts, here are hot picks where rental yields outpace the average:
These areas combine accessibility, tenant demand, and more affordable PSF rates—translating to higher ROI for you.
Curious about your possible yield? Try our Singapore Rental Yield Calculator.
Real Story: How Natasha Turned $1.2M into $46K Annual Returns
Natasha, a 38-year-old HR consultant, bought a dual-key unit in District 14 back in 2021. With two rental streams—one long-term tenant and one short-stay—she brought in $3,850/month.
After mortgage, maintenance, and taxes, her net yield sits at 3.8%—way above what she was getting with fixed deposits or REITs. Plus, with capital appreciation in the area, she’s already looking at a 12% paper gain.
“I didn’t want to be a landlord—I wanted predictable income. The math made that decision for me,” she shared.
Are REITs Still Worth It in 2025?
If being a landlord isn’t your thing, Singapore REITs offer property income without owning a single brick.
These are the Top 10 REITs in Singapore (by returns) as in 2025:
CapitaLand Ascendas REIT – Industrial-focused
Mapletree Logistics Trust – Asia’s warehouse king
IREIT Global – Exposure to European office assets
Frasers Centrepoint Trust – Retail gems in the heartlands
Keppel REIT – High-grade CBD offices
Mapletree Industrial Trust – High-Tech parks and data centers
Lendlease Global Commercial REIT – Retail & Mixed-use properties
ESR-LOGOS REIT – APAC Logistics and business parks
CapitaLand Integrated Commercial Trust (CICT) – Excellent location retail + office hybrid
Frasers Logistics & Commercial Trust (FLCT) – Cross-border exposure in logistics and commercial hubs
While average REIT yields hover around 4.5%–6%, they come with price volatility and management fees.
Still, for capital-light investors, they’re a viable route—especially with monthly dividend reinvestments.
How to Use Mortgage Leverage to Boost Rental Yield
Here’s the magic:
If you finance 75% of a $1M property at 3.5% and earn 4.2% gross yield, your cash-on-cash return could be 7–9%, depending on costs.
This is where smart financing + valuation plays a critical role.
Pro Tip: Use our Property Mortgage Calculator to simulate your yield before you buy.
Why Foreigners Still Rent—And Why That’s Good News for You
According to MOM data, over 1.4 million work pass holders are expected in 2025. With rental restrictions and ownership limitations, a large chunk will still rent.
Add to that repatriated international students and expat families, and the rental market is still strong- particularly in those locations near the city-fringe and along MRT lines.
Final Thoughts: Don’t Just Buy Property—Buy Income
In 2025, high-yield property isn’t a luxury—it’s a strategic edge.
North Star should be a rental yield whether you are a rookie investor or enhancing your portfolio.
At Ascendant Globalcredit Group, we help you:
Identify high-yield districts
Secure smart mortgage packages
Get free property valuation
Calculate rental ROI with clarity
Ready to build income through property?
Reach out to our team or try our free calculators today.
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By 2025, Geylang (D14), Farrer Park (D8) and Toa Payoh (D12) tops with 4%+ Gross rental yield due to price affordability and good rental demand.
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More than 3% net is healthy. With smart financing and location picks, investors can achieve 4%–5%+.
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City-fringe areas with upcoming infrastructure, like Paya Lebar, Farrer Park, Queenstown, and Toa Payoh, offer a balance of rental yield and capital appreciation.
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Leveraged properties with 6-8 percent net ROI per year are good. Find high rentability units, low maintenance and upside potential units.