How to Get Property Valuation for Free in Singapore [2025]

When every inch matters in the city, figuring out the true worth of your property is not a game of numbers; it constructs the basis of making smart financial decisions. Are you considering selling your unit, refinancing, or simply wondering how much your condo has gone up since you fell asleep last night? Now more than ever, it is vital to have a good understanding of the value of your property in Singapore in 2025.

And yes, there are ways to get this done for free.

Why Property Valuation Matters More Than You Think

We can begin with this: a professional property valuation is not comparable with the estimation of your neighbor or with the posting of a resale portal. A proper valuation helps you:

• Understand your property's worth in today’s market

• Secure financing or refinance existing loans

• Plan for retirement or inheritance

• Negotiate a better sale or rental price

Particularly in 2025, when there are micro-shifts in the real estate market, thanks to economic policies, cooling measures, and expat trends moving, valuations are not evergreen, but strategic.

Real Story: “My Valuation Changed Everything”

Jason, a Singaporean homeowner, had no intention of selling his 4-room HDB flat. But out of curiosity, he got a valuation done. Turns out, his flat was worth 12% more than expected—enough for him to upgrade to a new EC with minimal top-up, thanks to rising valuation trends in his district.

“I was just looking for a number. I ended up reshaping my family’s future,” he said.

Can You Really Get Property Valuation for Free?

Yes—especially if you know where to look and what you're getting.

There are generally three ways to get property valuation in Singapore:

1. Government-linked platforms: You are able to verify the Annual Value (AV) of a property on IRAS. This is no complete valuation, but a baseline. AV applies to tax and is calculated on the basis of estimated rental income.

2. Online property value checkers: A few websites will allow you to enter your address and provide an estimate of the market value based on recent sales in the area. These are useful but not 100 percent accurate for making any close estimations.

3. Financial introducers or real estate experts: These introducers will generally offer you a free valuation report in cases of mortgage, refinancing, or investing. It provides you with human guidance- something that is often found lacking in DIY portals.

How to Get Property Valuation for Free in Singapore (2025 Edition)

Here’s how smart homeowners and buyers are getting it done:

• Start with IRAS: Use SingPass to log in and see the Annual Value of your property. This makes a good starting point for tax planning.

• Use an annual value calculator: Use the Property Valuation calculator that lets you have a ballpark figure to figure out rent returns.

• Engage a financial introducer: Unlike the earthbound agents, they operate between lenders and valuers, and in most cases may even provide free valuation checks to ensure you make wiser financing choices.

Remember: free doesn’t mean low quality if you’re using the right partner.

What’s Happening in 2025?

According to the latest URA data and private forecasts, resale volume has moderated, but prices in certain districts (especially fringe areas and integrated developments) have stayed strong. Since interest rates have stabilized, a large number of homeowners are taking a new look at their assets to refinance or advance their assets.

This is why quick property valuation is not so important anymore; it is a necessity.

Final Thoughts: Don’t Just Guess—Know Your Worth

In 2025, real estate is more than an asset. It’s leverage.

Getting a property valuation—especially when it’s free—puts the power back in your hands. It gives you clarity for decisions like upgrading, refinancing, or restructuring loans.

If you’re unsure where to start, our team at Ascendant Globalcredit Group offers complimentary property valuation insights to help you unlock the full potential of your home or investment.

• Will Singapore property prices drop in 2025?

  It depends on the area. Core Central Region may see some softening, but demand in city-fringe and certain OCR (Outside Central Region) areas remains stable due to limited new launches and sustained buyer interest.

• How much is property valuation fee in Singapore?

  Professional valuation fees typically range from $200 to $500, depending on the property's complexity. However, many platforms or introducers offer it free if you're exploring financing or selling options.

• How to get property valuation in Singapore?

  You can:

  • Check online through free AV tools

  • Engage a financial introducer

  • Get an official valuation from a licensed valuer

• How much does it cost to get a property valuation?

  If done independently, you’ll pay a fee. If done via a mortgage consultant or introducer, it’s often free of charge.