Making ends meet in an expensive country or city such as Singapore usually involves some painful financial decisions. Regardless of whether you are looking to get out of the paycheck-to-paycheck loop or just want to be better with your finances, learning how to prioritize needs over wants is the first step to efficient savings and financial independence.

Many people in Singapore keep saving through fixed deposits because they are dependable and favored by many. It is still beneficial to place your capital in banks by June 2025, because they continue to give good FD rates. If you are looking for a secure option and higher earnings, you can invest in alternative fixed-income instruments that provide up to 7.35% for a year’s investment commitment.

Because financial services are always developing, B2B introducers help connect companies with reliable lenders and investors. Still, having opportunities brings along a burden and a bit of risk. A lack of proper introductions may result in failing to follow rules, harm to the company’s reputation, or losing money.