Singapore fixed deposits offer safety but erode purchasing power. For accredited investors, superior alternatives like private credit funds and structured notes can deliver 8-12% returns while managing risk. Discover the tiered strategies for replacing FDs in a sophisticated portfolio.

Are you financially and strategically ready to invest in private credit or real estate equity? Discover the 3 pillars of alternative investment readiness and use our self-assessment calculator to score your preparedness before allocating capital.

The current changing financial environment has seen an increasing number of investors consider alternative assets as a way of portfolio diversification and obtaining better returns. If you have been sticking with stocks, bonds, or fixed deposits, this guide will inform you why alternative assets warrant your consideration in 2025 and beyond.

Many people in Singapore keep saving through fixed deposits because they are dependable and favored by many. It is still beneficial to place your capital in banks by June 2025, because they continue to give good FD rates. If you are looking for a secure option and higher earnings, you can invest in alternative fixed-income instruments that provide up to 7.35% for a year’s investment commitment.