To achieve a successful business, it is imperative to not only have a good product/service, but to manage finances adequately. Evergreen personal finance and debt management tips on business owners can guide you in staying stable, surviving economic booms and declines as well as create sustainable growth in the long-run.

Personal loans are an option even when you are unemployed or work part time and have urgent money to provide as long as you know how to be smart. Even though you are not working full-time, here is how you can qualify.

“I never thought I’d need a personal loan—until my air conditioner exploded the night before my elderly parents were due to visit.”

Starting a business in Singapore is thrilling- it is also cost-intensive. Whether you are a founder with a new idea or an SME owner eager to expand, you will probably encounter the same problem: How do I fund this without pledging my house, car, or office lease as collateral?

The minute emergency costs hit, whether it is a last-minute health care expense or unexpected repairs to your home or a last-minute travel need, time is money. It makes no sense to wait days till a bank responds or scan countless comparison tools when one needs it on the spot.

Private debt is families' main core investment strategy because it provides higher yield returns (8-12%) than traditional fixed-income assets. Top-tier private debt acquisition demands specialized business networks, detailed investigation, and adherence to regulatory requirements, especially when investing in Singapore.

Taking out a personal loan for financial purposes requires careful evaluation because the decision carries multiple complicating factors. Multiple questions arise such as “Is a personal loan right for me?” and “How do I know if I can handle the repayments?” are natural.