The Role of Tokenized Real Assets in a Modern Singapore Portfolio (2026 Outlook)

Over decades, the real assets portfolio of the most advanced investors in Singapore and Southeast Asia, family offices, HNWIs and institutional investors, has been constructed on the basis of real assets. Real estate, private credit, and fine art have been valued at their capacity to maintain wealth, yield and provide a buffer against inflation.

Nevertheless, one of the major limitations of these traditional assets was traditionally its illiquidity. Capital is tied up over years, the costs of transactions are great, and access to the best opportunities is usually restricted to the privileged.

This is all changing. The intersection of finance and blockchain technology is introducing a novel age through tokenization of the real-world assets (RWA). To the future-minded investor, this is more a technological trend than it is an ultimate change of the structure of wealth and accessibility of wealth. The article presents an essential 2026 perspective of why tokenized physical assets should be included in a strategic portfolio in a contemporary Singaporean portfolio.

What is Tokenization of Real Assets?

In its simplest ability, tokenization is the process of issuing the ownership rights of a physical or financial asset into a digital token on a blockchain. Think of it as digitized, fractional ownership.

• A $50 million commercial building in Singapore can be tokenized into 50 million tokens, each representing a $1 stake.

• A multi-million dollar vintage car or a masterpiece by a renowned artist can be divided into affordable digital shares.

• A private credit fund’s capital commitments can be represented as transferable tokens, enhancing liquidity for limited partners.

Individual tokens are safe, transparent, and immutable ownership digital certificates. This is the core of the following revolution of tokenization in asset management.

Why Singapore is the Perfect Hub for Real-World Asset Tokenization

Singapore is not only a player in this change; it is set to be a leader in the whole world. Monetary Authority of Singapore (MAS) has been on the offensive regarding Project Guardian, a partnership project with the financial industry to consider the prospects of asset tokenization. This regulatory foresight, together with a high financial infrastructure of the city-state, and strong repository of institutional capital, provides a perfect setting in which the real-world market of asset tokenization can thrive.

The Compelling Advantages for the Sophisticated Investor (2026 Outlook)

As we look towards 2026, the benefits of tokenized RWAs will become increasingly pronounced for investors in our region:

1. Enhanced Liquidity & Fractionalization: The barrier to entry is broken by tokenization. Investors are able to be exposed to high-value assets at a much lower capital outlay. More so, in the secondary markets of such tokens there can be the option to exit which is not available in the traditional private markets and making the illiquid assets a tradable securities.

2. Transparency and Security: All the transaction and ownership data are stored on the blockchain which is impossible to change. This minimizes fraud, makes auditing easier and offers a clear chain of title which is a great asset as compared to the enigmatic traditional paper-based systems.

3. Operational Efficiency and Cost Reduction: Automating processes such as distributions (dividends, interest payment) through so-called smart contracts do away with administrative overheads and intermediaries, and may increase the net returns to investors.

4. Global Diversification Made Simple: One of the Singapore-based family offices can easily invest in a tokenized commercial building in New York, a private equity fund in Europe, or an infrastructure investment in Southeast Asia, all using a single digital platform.

The question for 2026 is no longer if you will allocate to tokenized real assets, but how much.

Ascendant Globalcredit Group

How Big is the Tokenized Assets Market? The Future is Vast

The market size of the real-world asset tokenization is set to explode. Although there are estimates, such a large financial institution as Boston Consulting Group (BCG) projects that the market of tokenized illiquid assets may grow to $16.1 trillion by 2030.

We envision that the trillions of dollars of value locked in tokenized assets around the world will have become a reality by 2026 and that pilot projects will transition into the mainstream. This expansion is the major signal of the perspectives of the tokenization market- it is undoubtedly positive.

Integrating Tokenized Real Assets into Your Portfolio

For investors accustomed to traditional structures, the entry into this new arena should be strategic:

• Start with Allocated Capital: Begin by allocating a small portion (e.g., 2-5%) of your portfolio dedicated to alternative digital assets.

• Focus on Regulated Offerings: Prioritize platforms and issuers that are working within regulatory sandboxes like MAS's Project Guardian or have clear licensing.

• Understand the Underlying Asset: The technology is new, but the investment principles are not. Conduct due diligence on the real asset itself—its valuation, cash flow potential, and legal structure—just as you would with any traditional investment.

• Partner with Experts: Collaborate with asset managers and advisors familiar with the asset class (e.g., real estate, private credit) underpinning that asset as well as the technology of the blockchain.

The Future of Tokenization is Here

The future of the tokenization is not far away, but it is on its way. Financial services tokenization will transform stock, bonds, and the private equity among others. This is where we are leading at Ascendant Globalcredit Group, looking at how the blockchain technology could improve liquidity and access in the private credit and structured finance markets.

To the advanced investor in Southeast Asia and Singapore, tokenization of real assets is a strategic decision to make in order to future proof your portfolio. It offers a powerful combination of the stability and yield of real assets with the liquidity, efficiency, and accessibility of the digital age.

By 2026, the question won't be if you should invest in tokenized real assets, but how much of your portfolio is allocated to this transformative asset class—and which forward-thinking partners you choose to navigate it with.

• What is the outlook for the tokenization market?

  The outlook for the tokenization market is exceptionally positive. Major financial institutions project the market for tokenized illiquid assets to grow into the tens of trillions of dollars by 2030. By 2026, we expect tokenization to move from pilot programs to a mainstream component of wealth and asset management, particularly in forward-thinking hubs like Singapore.

• What is tokenization of real assets?

  Tokenization of real assets is the process of converting the ownership rights of a physical asset—like real estate, art, or private credit funds—into digital tokens on a blockchain. Each token represents a fractional share of the underlying asset, making it possible to own a piece of a high-value investment that was previously inaccessible or illiquid.

• How big is the tokenized assets market?

  The real-world asset tokenization market size is currently in its multi-billion dollar infancy but is projected to see exponential growth. Conservative estimates point to a market worth trillions of dollars within the next five years, with some analysts from firms like BCG forecasting it to reach over $16 trillion by the end of the decade, encompassing everything from real estate and art to bonds and commodities.