Let’s get one thing clear: millionaires don’t wing it with their money. They know exactly where every dollar goes, and they make it work for them. And guess what? Most of them don’t follow complex financial algorithms. They follow simple rules.

In the hectic world we live in today financial perspective is a seemingly elusive experience. However, the 70-20-10 rule is the only principle for savvy savers even in Singapore and other countries to succeed. You may be on a paycheck or retirement plan, but this everlasting method of budgeting will assure you of a lifetime of financial health.