For Singapore HNWIs, insurance wrappers (PPLI) are the ultimate privacy tool in estate planning. They bypass public probate, shield assets, and ensure confidential wealth transfer to heirs. Discover how they work.

Standard wills fail for complex assets like private company shares or overseas property. For Singapore HNWIs, advanced strategies—Family Holding Companies, Insurance Wrappers (PPLI), and bespoke trusts—are essential for seamless, tax-efficient legacy transfer.

For Ultra-High-Net-Worth Individuals and family offices, privacy and efficient wealth transfer are paramount. This article explores the sophisticated use of insurance wrappers—a powerful tool for estate planning that offers significant tax advantages, creditor protection, and discretion unavailable through most other vehicles.