While BNPL captures headlines, a more profound transformation is underway in B2B finance. Embedded lending is becoming the invisible engine for Asia's SMEs, integrating capital directly into supply chains, platforms, and workflows.

Southeast Asia's digital boom, fueled by e-commerce growth and fintech adoption, is creating the perfect environment for embedded lending to flourish, transforming how businesses access capital.

For sophisticated investors, embedded lending platforms represent a compelling new asset class. This due diligence guide provides the framework to separate the viable opportunities from the risky ventures.

The lines between commerce and finance are blurring. Through APIs, embedded lending is integrating credit directly into the platforms where customers already live and shop, making it the new normal.

Being a business owner is thrilling but making the dream a reality may take one essential ingredient, finance. As you start a business, grow, or fill short-term cash flow gaps, financing your business is one of the most crucial decisions that you will make.

Embedded finance enables small businesses to get access to immediate liquidity without the need to have separate financial apps by giving the business access to financial services built into their operations.