Case Study: The $10 Million Bridge – How Private Credit Fueled a Family Office’s Global Ambitions
Act 2: The Pivot to Private Credit
Frustrated with the bottlenecks of traditional financing, the Chans were introduced to Ascendant Globalcredit Group.
Within 48 hours, our team had mapped out a solution:
We identified their global real estate holdings and investment portfolio as ideal collateral for a private credit facility.
Instead of a one-size-fits-all bank loan, we connected them with a specialized private credit fund that understood cross-border asset structuring.
We negotiated terms that prioritized rapid due diligence—no endless committee approvals, just actionable terms.
Act 1: The Roadblock
The Chan family office had a bold vision. With decades of success in North American real estate and private equity, they were ready to expand into high-growth markets in Southeast Asia and Europe. Their targets? A commercial real estate portfolio in Singapore's thriving financial district and a boutique hotel portfolio in Portugal.
But when they approached their traditional banking partners, the response was unanimous: "Too complex. Too risky. Too slow."
Despite their strong balance sheet, cross-border collateral and unfamiliar regulatory landscapes made lenders hesitate. The Chans faced a frustrating paradox—they had the assets, but not the liquidity to seize their opportunities. Time was ticking, and competitors were circling the same deals.
When traditional banks saw obstacles, we saw opportunity – delivering $10M in private credit in just 21 days to turn global ambitions into reality.
Ascendant Globalcredit Group
Act 3: The Closing Sprint
What happened next surprised even the Chans:
Day 5: Term sheet drafted.
Day 12: Due diligence completed (vs. 6+ weeks at banks).
Day 21: $10 million hit their account—45% faster than traditional financing would have allowed.
With capital in hand, they:
✔ Secured the Singapore commercial property deal ahead of competitors.
✔ Locked in a distressed-asset discount on the Portuguese hotels.
✔ Preserved equity by avoiding dilutive fundraising.
The Lesson: When Banks Say "No," Private Credit Says "How?"
This wasn’t just a financing transaction—it was a strategic unlock. The Chans’ story underscores a reality we see daily:
Traditional banks excel at standardization. But growth isn’t standard.
At Ascendant Globalcredit, we bridge the gap between complex opportunities and lenders who embrace them. No red tape. No "this is how we’ve always done it." Just capital, tailored and delivered.
Your Turn:
Have a vision that outpaces your financing? Let’s talk. We’ll connect you with the right partners—before the window closes.